It is generally a good idea to take out insurance on your Spanish property to protect it against potential risks such as damage, theft, and liability. Some types of insurance that you may want to consider for your Spanish property include:

• Homeowners insurance: This type of insurance covers damage to the structure of your property, as well as your personal belongings within the property. It can also provide liability coverage in case someone is injured on your property.
• Flood insurance: If your property is located in an area prone to flooding, it is a good idea to take out flood insurance to protect against damage caused by rising water levels.
• Earthquake insurance: If your property is located in an area prone to earthquakes, it is a good idea to take out earthquake insurance to protect against damage caused by seismic activity.
• Fire insurance: Fire insurance covers damage caused by fires, as well as any associated costs such as temporary accommodation.

It is important to carefully review the terms and conditions of any insurance policy that you take out for your Spanish property to ensure that it provides the coverage you need. It is also a good idea to shop around and compare quotes from different insurance providers to find the policy that is best suited to your needs and budget.